Very Low to Moderate Income Housing Loans and Loan Guarantees
Department Of Agriculture, Rural Housing Service
To assist very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas.
Jargon-free version
Helps very low to moderate-income households in rural areas get safe and decent housing. Provides loans and loan guarantees for permanent residences.
Quick Facts
Preview our US grants database — free Excel sample
Real Excel sample. Just your email.
You'll also get our weekly grants digest. Unsubscribe anytime.
Free Excel sample of the US Grants Database, contextually offered on the Very Low to Moderate Income Housing Loans and Loan Guarantees program page.
What Is This Program?
What Benefits Are Offered?
Loans, loan guarantees, and grants for qualifying individuals and families to buy, build, repair, improve, modernize, or refinance affordable single-family homes in rural areas. Includes options for no money down, payment assistance, and specific grants for disaster repair or for homeowners aged 62 and over. Programs also exist to assist non-profit organizations, municipalities, and federally recognized tribes in their efforts to provide housing.
Who Is Eligible?
Region: rural America, eligible rural areas
Demographics: age 62 and over (for certain grants)
Other Criteria: individuals and families, low income, very-low income, moderate income, income based on area median, homeowners (for repair/improvement programs), homes damaged in Presidentially Declared Disaster Areas (for disaster grants), non-profit entities, municipalities, and federally recognized tribes (for administering housing projects)
Chat with Grant experts
Browse our directory of vetted grant professionals who can help with your application.
Browse Partner Directory🏆 Detailed Application Guide
📋What Are the Application Steps & Timeline?
📄What Documents Are Required?
Still searching one grant at a time?
See this grant and hundreds more like this in the database instantly.
💰What Expenses Are Eligible?
🤝Is Matching Funding Required?
📊What Are the Reporting Requirements?
How Do I Apply?
Know a grant consultant who should be listed here? Refer them.
More Programs Like This
Very Low-Income Housing Repair Loans and Grants
Department Of Agriculture, Rural Housing Service
Improve quality of life for very low-income owner-occupants in rural areas.
Mortgage Insurance Combination and Manufactured Home Lot Loans
Department Of Housing And Urban Development, Asst Secretary For Housing--federal Housing Commissioner
To make possible reasonable financing for the purchase of a manufactured home and/or a lot on which to place the home.
Mortgage Insurance Homes for Disaster Victims
Department Of Housing And Urban Development, Asst Secretary For Housing--federal Housing Commissioner
To help victims of a Presidentially-declared disaster whose home was destroyed undertake homeownership on a sound basis.
FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
Contact the program administrator for funding details.
This program accepts applications on a rolling basis.
Choose your tier
One-time purchase, instant .xlsx download. USD.
Promo codes can be entered at checkout.
Basic
5 columns per program
Quick reference, simple lookups, sales prospecting
- Program title and CFDA number
- Issuing organization + URL
- Short program description
- 2,812 active US federal assistance listings
- .xlsx workbook (README + All Grants tabs)
Pro
24 columns per program
Grant consultants, nonprofit grant writers, proposal teams
- Everything in Basic, plus 23 more columns
- Funding range (min / max) and application deadline
- Eligibility: business sizes, industries, geographic restrictions
- Primary program contact (email, phone)
- Audience + activity tags for filtering (Nonprofits, Universities, etc.)
- Application intake type, submission method, matching required
- "For Nonprofits" tab — 1,500+ programs in one curated view
- Aggregation tabs: By Organization, By Theme, By Audience, Deadlines
Intelligence
49 columns per program
Data teams, AI builders, large grant operations, due-diligence research
- Everything in Pro, plus 25 more deep-extracted columns
- Long-form description + ideal-applicant summary + success tips
- Application steps, required documents, NOFO URLs, key dates
- Eligible / ineligible expenses, expense caps, payment model
- Matching ratios, eligible sources, stacking rules
- Reporting frequency, requirements, single-audit thresholds
- Plain-English 1-2 sentence rewrite of every program
- Contact Directory tab — outreach-ready contact list
A detailed invoice will be emailed to you after purchase. Use it for company reimbursement.