Very Low-Income Housing Repair Loans and Grants
Department Of Agriculture, Rural Housing Service
Improve quality of life for very low-income owner-occupants in rural areas.
Jargon-free version
Helps very low-income homeowners in rural areas pay for repairs to their properties. Provides loans and grants for necessary home improvements.
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What Is This Program?
What Benefits Are Offered?
Financial assistance (loans and grants) for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Specific grants are also available for very-low and low-income homeowners whose homes were damaged in Presidentially Declared Disaster Areas since 2022.
Who Is Eligible?
Region: eligible rural areas, Presidentially Declared Disaster Areas (for specific grants)
Demographics: age 62 and over (for grants)
Other Criteria: very low income homeowners, low-income homeowners (for disaster grants), income based on average median income for each area, homeowners, homes damaged in Presidentially Declared Disaster Areas since 2022 (for specific disaster repair grants)
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FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
This program offers funding up to $9,999,999,999 (minimum $56,000).
This program accepts applications on a rolling basis.
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