Very Low-Income Housing Repair Loans and Grants

Department Of Agriculture, Rural Housing Service

Improve quality of life for very low-income owner-occupants in rural areas.

Jargon-free version

Helps very low-income homeowners in rural areas pay for repairs to their properties. Provides loans and grants for necessary home improvements.

Quick Facts

Funding
$56,000 - $9,999,999,999
Deadline
Rolling
Status
Rolling Intake
Category
Housing & Community Development
Organization
Department Of Agriculture, Rural Housing Service

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What Is This Program?

Section 504 loans and grants are intended to help very low-income owner-occupants in rural areas repair their properties.

What Benefits Are Offered?

loangrant

Financial assistance (loans and grants) for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Specific grants are also available for very-low and low-income homeowners whose homes were damaged in Presidentially Declared Disaster Areas since 2022.

Who Is Eligible?

Region: eligible rural areas, Presidentially Declared Disaster Areas (for specific grants)

Demographics: age 62 and over (for grants)

Other Criteria: very low income homeowners, low-income homeowners (for disaster grants), income based on average median income for each area, homeowners, homes damaged in Presidentially Declared Disaster Areas since 2022 (for specific disaster repair grants)

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How Do I Apply?

andria.hively@usda.gov
253-384-6907

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FAQFrequently Asked Questions

Visit the program page for detailed eligibility requirements.

This program offers funding up to $9,999,999,999 (minimum $56,000).

This program accepts applications on a rolling basis.

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