Self-Help Homeownership Opportunity Program
Department Of Housing And Urban Development, Assistant Secretary For Community Planning And Development
To facilitate and encourage innovative homeownership opportunities through the provision of self-help homeownership in which the homebuyer contributes a significant amount of sweat equity toward the development of the SHOP units.
Jargon-free version
Helps low-income families build their own homes through volunteer labor and sweat equity. Provides grants to nonprofits for land and infrastructure development.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
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📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Review the SHOP NOFO when published
- Prepare application materials
- Submit application through Grants.gov
- 🌐Application Portal
- https://www.grants.gov/
- 📤Submission Method
- online
- 🔄Intake Type
- fixed-deadline
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- 📐Format Requirements
- PDF only, max 10MB
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💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- land acquisition
- infrastructure improvements
- administrative costs
- 📏Expense Caps
- Total land acquisition and infrastructure improvement costs cannot exceed an average of $25,000 in SHOP assistance per unit. Administrative costs cannot exceed 20 percent of the SHOP grant amount.
- 💳Payment Model
- mixed
🤝Is Matching Funding Required?
- 🔀Matching Required
- Yes
- 📊Matching Ratio
- null
- 🏦Eligible Matching Sources
- cash
- in-kind contributions
- 📚Stacking Rules
- null
- 🛡️Proof of Matching Required
- null
📊What Are the Reporting Requirements?
- 🗓️Reporting Frequency
- annual
- 📑Reporting Requirements
- performance progress report
- SF-425 Federal Financial Report
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards in a fiscal year
- 📢Branding Requirements
- acknowledgment of federal funding
- 🗄️Record Retention Period
- 3 years post-final-report
How Do I Apply?
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FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
This program offers funding up to $154,417,078 (minimum $3).
This program accepts applications on a rolling basis.
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