Rural Housing Site Loans
Department Of Agriculture, Rural Housing Service
To assist public or private nonprofit organizations interested in providing sites for housing; to acquire and develop land in rural areas to be subdivided as adequate building sites and sold on a cost development basis to families eligible for low and very low income loans, cooperatives, and broadly based nonprofit rural rental housing applicants.
Jargon-free version
Helps rural communities buy and develop affordable housing sites. Provides funding for creating homes in these areas.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
Provides 5-year loans to purchase and develop housing sites for low- and moderate-income families. Section 523 loans are for self-help housing sites with a 3% interest rate. Section 524 loans are for general low/moderate income housing sites with a below-market interest rate, fixed at closing.
Who Is Eligible?
Industries: housing, community development
Region: rural areas, US states/territories
Other Criteria: private or public non-profit organizations, federally-recognized Tribes, organizations with legal authority to operate a revolving loan fund, organizations with financial, technical and managerial capacity to comply with relevant federal and state laws and regulations, for Section 523 loans: provide sites solely for self-help housing, for Section 524 loans: provide sites for low- or moderate-income families (beneficiaries are low-income: 50-80% of area median income; moderate-income: up to 115% of area median income)
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FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
This program offers funding up to $5,000,000 (minimum $113,300).
This program accepts applications on a rolling basis.
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