Flood Mitigation Assistance
Department Of Homeland Security, Federal Emergency Management Agency
Objectives The Flood Mitigation Assistance (FMA) grant program makes federal funds available to states, U.S. territories, Federally Recognized Tribal governments, and local governments to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP). It does so with a recognition of the growing flood hazards associated with climate change, and of the need for flood hazard risk mitigation activities that promote clim
Jargon-free version
Helps local governments reduce flood damage risks to buildings covered by flood insurance. Provides federal funds for projects that eliminate or lower these risks.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
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📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Register at disasterassistance.gov
- Learn about available assistance programs
- Apply for assistance through the appropriate channels
- 🌐Application Portal
- https://disasterassistance.gov
- 📤Submission Method
- online
- 🔄Intake Type
- fixed-deadline
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- indirect cost rate agreement
- IRB approval letter
- environmental review
- 📐Format Requirements
- PDF only, max 10MB
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💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- repairing or replacing disaster-damaged tools and equipment
- repair or replace physical assets such as real property, machinery, equipment, fixtures, inventory, leasehold improvements
- working capital and normal expenses such as the continuation of health care benefits, rent, utilities, and fixed debt payments
- 🚫Ineligible Expenses
- upgrading or expanding a business
- expanding facilities
- buying fixed assets
- repairing physical damages
- refinancing debt
- paying out dividends or bonuses
- paying back loans to stockholders or principals
- 💳Payment Model
- reimbursement
🤝Is Matching Funding Required?
- 🔀Matching Required
- Yes
- 📊Matching Ratio
- 25% minimum
- 🏦Eligible Matching Sources
- cash
- in-kind contributions
- 📚Stacking Rules
- You cannot receive assistance for the same exact need from more than one program or entity.
- 🛡️Proof of Matching Required
- Documentation of matching funds is required.
📊What Are the Reporting Requirements?
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards in a fiscal year
- 🗄️Record Retention Period
- 3 years post-final-report
How Do I Apply?
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FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
This program offers funding up to $923,000,000 (minimum $1).
This program accepts applications on a rolling basis.
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