Farm Storage Facility Loans
Department Of Agriculture, Farm Service Agency
The Farm Storage Facility Loan (FSFL) Program provides low-interest financing for producers to build, upgrade, or acquire farm storage and handling facilities, storage and handling equipment and trucks. The following commodities are eligible for on-farm storage, drying and handling equipment: corn, grain sorghum, rice, soybeans, oats, peanuts, wheat, barley, or minor oilseeds harvested as whole grain; corn, grain sorghum, wheat, oats or barley harvested as other-than-whole grain; pulse crops (le
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Helps farmers get low-interest loans to build or improve storage facilities for their crops. This financing is for both permanent and portable storage solutions.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
Provides low-interest financing for the construction or upgrade of permanent and portable storage facilities and equipment for a wide array of agricultural commodities. Loan terms range from 3 to 12 years with varying interest rates (e.g., 3.625% for 3-year term, 4.375% for 12-year term as of March 2026). Microloans are available up to $50,000 with a 5% down payment and waived 3-year production history, while regular loans require a 15% down payment. Eligible items include grain bins, hay barns, bulk tanks, cold storage, and drying/handling equipment, including storage and handling trucks. Eligible commodities are extensive, including grains, oilseeds, fruits/vegetables, dairy products, meat/poultry, hemp, and aquaculture.
Who Is Eligible?
Business Size: small, medium, new farmers
Industries: agriculture
Region: United States
Other Criteria: producers needing storage facilities for eligible agricultural commodities, must meet 3-year production history requirement (waived for microloans), eligible facilities/equipment can be new or used, permanently affixed or portable
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📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Complete an application form
- Submit the application to the local FSA office
- Provide production records
- Select desired coverage level
- 🌐Application Portal
- https://www.fsa.usda.gov/resources/income-support/dairy-margin-coverage-program-dmc
- 📤Submission Method
- in-person
- 📅Key Dates
- Feb. 26, 2026Enrollment period closed
- 🔄Intake Type
- fixed-deadline
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- indirect cost rate agreement
- IRB approval letter
- environmental review
- 📐Format Requirements
- PDF only, max 10MB
- 📥Templates Available
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💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- construction of new or renovated grain storage capacity
- drying and handling equipment
- permanent and portable storage facilities
- equipment for cold storage
- grain bins
- hay barns
- bulk tanks
- storage and handling trucks
- 🚫Ineligible Expenses
- non-eligible costs not specified
- 📏Expense Caps
- maximum loan amount for storage facilities is $500,000; for storage and handling trucks is $100,000
- 💳Payment Model
- mixed
- ⏪Retroactive Expenses Eligible
- No
🤝Is Matching Funding Required?
- 🔀Matching Required
- Yes
- 📊Matching Ratio
- 15% minimum
- 🏦Eligible Matching Sources
- cash
- in-kind
- 📚Stacking Rules
- Can combine with other government funding
- 🛡️Proof of Matching Required
- Documentation of self-certified costs
📊What Are the Reporting Requirements?
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards.
- 🗄️Record Retention Period
- 3 years post-final-report
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FAQFrequently Asked Questions
This program is available to small, medium, new farmers businesses in agriculture industries located in United States.
This program offers funding up to $50,000.
This program accepts applications on a rolling basis.
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