Crop Insurance
Department Of Agriculture, Risk Management Agency
Risk Management Agency’s (RMA) mission is serving America’s agricultural producers through effective, market-based risk management tools and solutions to strengthen the economic stability of agricultural producers and rural communities. To carry out this mission, RMA operates and manages the Federal Crop Insurance Corporation (FCIC). FCIC provides crop insurance and risk management strategies to American producers. Private sector insurance providers, approved by FCIC, sell and service the poli
Jargon-free version
Helps farmers get insurance to protect their crops from losses due to bad weather or other disasters. This support makes farming more stable and secure.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
Federal crop insurance providing a financial safety net for farmers and ranchers against crop losses and to strengthen economic stability. Includes premium subsidies (e.g., 65% for Supplemental Coverage Option (SCO), 80% for Stacked Income Protection Plan (STAX)) to make policies more affordable and accessible, especially for beginning and veteran farmers, along with various specialized plans and agent support.
Who Is Eligible?
Business Size: small, medium, large
Industries: agriculture, aquaculture
Region: United States, Puerto Rico
Demographics: beginning farmers, veteran farmers
Other Criteria: farmers and ranchers, urban farmers, producers of specific crops (e.g., specialty crops, upland cotton, cottonseed, oysters, hemp, nursery products, organic crops, shellfish)
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Browse Partner Directory🏆 Detailed Application Guide
📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Contact a crop insurance agent to discuss eligibility and options.
- Complete the necessary application forms provided by the agent.
- Submit the application to the approved insurance provider.
- 🌐Application Portal
- http://www.rma.usda.gov
- 📤Submission Method
- online
- 📅Key Dates
- May 13, 2026Final Data Submission DeadlineAugust 12, 2026Enrollment Deadline
- 🔄Intake Type
- fixed-deadline
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- indirect cost rate agreement
- IRB approval letter
- environmental review
- 📐Format Requirements
- PDF only, max 10MB
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💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- premium costs for crop insurance policies
- additional coverage for a portion of your underlying crop insurance policy deductible
- 🚫Ineligible Expenses
- costs associated with crops not covered by insurance policies
- penalties for incorrect reporting of acreage
- 📏Expense Caps
- Federal Government pays 65 percent of the premium cost for SCO
- 💳Payment Model
- reimbursement
- ⏪Retroactive Expenses Eligible
- No
🤝Is Matching Funding Required?
- 🔀Matching Required
- Yes
- 📊Matching Ratio
- 35% minimum
- 🏦Eligible Matching Sources
- cash
- in-kind
- 📚Stacking Rules
- No, at this time, the law does not allow you to receive benefits from both.
- 🛡️Proof of Matching Required
- acreage report
📊What Are the Reporting Requirements?
- 🗓️Reporting Frequency
- annual
- 📑Reporting Requirements
- acreage report
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards in a fiscal year
- 📢Branding Requirements
- Acknowledgment of federal funding is required
- 🗄️Record Retention Period
- 3 years post-final-report
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FAQFrequently Asked Questions
This program is available to small, medium, large businesses in agriculture, aquaculture industries located in United States, Puerto Rico.
This program offers funding up to $9,249,999 (minimum $9,117,459).
This program accepts applications on a rolling basis.
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