Congressional Grants
Small Business Administration
Allocate targeted funding for impactful community projects that promote small business development and entrepreneurship initiatives, supporting both programmatic and construction efforts.
Jargon-free version
Helps small businesses fund community projects that boost development and entrepreneurship. Provides targeted financial support for both program activities and construction efforts.
Quick Facts
Preview our US grants database — free Excel sample
Real Excel sample. Just your email.
You'll also get our weekly grants digest. Unsubscribe anytime.
Free Excel sample of the US Grants Database, contextually offered on the Congressional Grants program page.
What Is This Program?
What Benefits Are Offered?
SBA-guaranteed loans (including 7(a), 504, Microloans, Export, Seasonal, Revolving Credit) providing long-term, fixed-rate or variable-rate financing for small businesses. Funds can be used for growth, acquiring major fixed assets (real estate, machinery, equipment, construction), refinancing business debt, working capital, and more. Benefits include competitive terms, lower down payments, flexible overhead requirements, and no collateral needed for some loans. Access to free business counseling and educational training is also provided.
Who Is Eligible?
Business Size: small
Industries: most for-profit industries, manufacturing, wholesale, professional services, non-profit childcare centers (for Microloans only)
Region: United States, US territories
Other Criteria: officially registered and operates legally, physically located and operates in the United States or its territories, meets SBA size standards, able to repay the loan, sound business purpose, credit must be sound enough to assure loan repayment (though some programs may qualify those with bad credit for startup funding), operating business (for 7a loans), operates for profit (for 7a and 504 loans, with exception for Microloans to non-profit childcare centers), not able to obtain desired credit on reasonable terms from non-Federal, non-State, and non-local government sources (for 7a loans), creditworthy and demonstrate reasonable ability to repay, qualified management expertise, feasible business plan, good character, at least one-year of operating history (for 7(a) Working Capital Pilot), can produce timely and accurate financial statements, accounts receivable/payable agings, and inventory reports (for 7(a) Working Capital Pilot)
Chat with Grant experts
Browse our directory of vetted grant professionals who can help with your application.
Browse Partner Directory🏆 Detailed Application Guide
📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Use SBA’s Lender Match tool to connect with a participating SBA lender.
- Apply for your loan directly through your lender.
- Provide necessary documents as determined by your lender.
- 🌐Application Portal
- http://sba.gov/funding-programs/loans
- 📤Submission Method
- online
- 🔄Intake Type
- fixed-deadline
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- Indirect cost rate agreement
- IRB approval letter
- Environmental review
- 📐Format Requirements
- PDF only, max 10MB
- ✉️Supporting Letters
- Letters of support/reference are required.
Still searching one grant at a time?
See this grant and hundreds more like this in the database instantly.
💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- Acquiring real estate
- Refinancing current business debt
- Purchasing machinery and equipment
- Working capital
- Purchasing furniture and fixtures
- 🚫Ineligible Expenses
- Working capital or inventory for 504 loans
- Speculation or investment in rental real estate
- Financing of AI-related working capital
- 📏Expense Caps
- Maximum loan amount $5 million for 7(a) loans; $5.5 million for 504 loans
- 💳Payment Model
- mixed
- ⏪Retroactive Expenses Eligible
- No
🤝Is Matching Funding Required?
📊What Are the Reporting Requirements?
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards.
- 🗄️Record Retention Period
- 3 years post-final-report
How Do I Apply?
Know a grant consultant who should be listed here? Refer them.
More Programs Like This
SBA Emerging Leaders initiative
Small Business Administration
Emerging Leaders is a free educational series that provides executives with the organizational framework and resources t...
Pandemic Relief Activities: Meat and Poultry Processing Capacity - Technical Assistance Grants
Department Of Agriculture, Agricultural Marketing Service
This program establishes technical assistance to support the applicants and awardees of USDA grant programs which focus ...
Perishable Agricultural Commodities Act
Department Of Agriculture, Agricultural Marketing Service
The Perishable Agricultural Commodities Act (PACA) was enacted at the request of the fruit and vegetable industry to pro...
FAQFrequently Asked Questions
This program is available to small businesses in most for-profit industries, manufacturing, wholesale industries located in United States, US territories.
This program offers funding up to $5,500,000 (minimum $500).
This program accepts applications on a rolling basis.
Choose your tier
One-time purchase, instant .xlsx download. USD.
Promo codes can be entered at checkout.
Basic
5 columns per program
Quick reference, simple lookups, sales prospecting
- Program title and CFDA number
- Issuing organization + URL
- Short program description
- 2,812 active US federal assistance listings
- .xlsx workbook (README + All Grants tabs)
Pro
24 columns per program
Grant consultants, nonprofit grant writers, proposal teams
- Everything in Basic, plus 23 more columns
- Funding range (min / max) and application deadline
- Eligibility: business sizes, industries, geographic restrictions
- Primary program contact (email, phone)
- Audience + activity tags for filtering (Nonprofits, Universities, etc.)
- Application intake type, submission method, matching required
- "For Nonprofits" tab — 1,500+ programs in one curated view
- Aggregation tabs: By Organization, By Theme, By Audience, Deadlines
Intelligence
49 columns per program
Data teams, AI builders, large grant operations, due-diligence research
- Everything in Pro, plus 25 more deep-extracted columns
- Long-form description + ideal-applicant summary + success tips
- Application steps, required documents, NOFO URLs, key dates
- Eligible / ineligible expenses, expense caps, payment model
- Matching ratios, eligible sources, stacking rules
- Reporting frequency, requirements, single-audit thresholds
- Plain-English 1-2 sentence rewrite of every program
- Contact Directory tab — outreach-ready contact list
A detailed invoice will be emailed to you after purchase. Use it for company reimbursement.