Federal Disaster Assistance to Individuals and Households in Presidential Declared Disaster Areas
Department Of Homeland Security, Federal Emergency Management Agency
To provide financial assistance, and if necessary, direct services to individuals and households affected as a direct result of a Presidentially-declared major disaster or emergency, who have uninsured or underinsured, necessary expenses and serious needs and are unable to meet such expenses or needs through other means. This program supports disaster recovery by providing the financial means or direct services to disaster survivors for Housing Assistance and Other Needs Assistance administered
Jargon-free version
Helps individuals and households affected by disasters pay for necessary expenses not covered by insurance. This includes funds for repairs and essential needs after a disaster.
Quick Facts
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What Is This Program?
What Benefits Are Offered?
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📋What Are the Application Steps & Timeline?
- 📝Steps to Apply
- Register at disasterassistance.gov
- Learn about available assistance programs
- Apply for FEMA Individual Assistance
- 🌐Application Portal
- https://disasterassistance.gov
- 📤Submission Method
- online
- 🔄Intake Type
- rolling
📄What Documents Are Required?
- ✅Required Documents
- SF-424 (Application for Federal Assistance)
- SF-424A (Budget Information - Non-Construction)
- SF-424B (Assurances)
- Project Narrative
- Budget Narrative
- 📐Format Requirements
- PDF only, max 10MB
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💰What Expenses Are Eligible?
- 🧾Eligible Expenses
- repairing or replacing disaster-damaged tools and equipment
- repair or replace physical assets such as real property, machinery, equipment, fixtures, inventory, leasehold improvements
- working capital and normal expenses such as the continuation of health care benefits, rent, utilities, and fixed debt payments
- 🚫Ineligible Expenses
- upgrading or expanding a business
- repairing physical damages
- refinancing debt
- paying out dividends or bonuses
- paying back loans to stockholders or principals
- 💳Payment Model
- mixed
🤝Is Matching Funding Required?
- 🔀Matching Required
- No
- 🏦Eligible Matching Sources
- cash
- in-kind contributions
- 📚Stacking Rules
- You cannot receive assistance for the same exact need from more than one program or entity.
📊What Are the Reporting Requirements?
- 🔍Audit Requirements
- OMB Uniform Guidance Single Audit if the recipient expends $750,000 or more in federal awards in a fiscal year
- 🗄️Record Retention Period
- 3 years post-final-report
How Do I Apply?
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FAQFrequently Asked Questions
Visit the program page for detailed eligibility requirements.
This program offers funding up to $923,000,000 (minimum $1).
This program accepts applications on a rolling basis.
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